2026 Rankings
Boost Credit 101
Buyer-focused • Since 2014
Best for buyers who want maximum refund protection and a curated experience. Not accepting sellers limits options for those wanting to monetize aged accounts.
Tradeline Supply
Buyer + Seller • Since 2008
Best for buyers who specifically need highly aged tradelines (10+ years). Credit Karma login requirement is a significant privacy trade-off.
CPN Makers
Buyer + Seller + Broker • Since 2022
Best for those who want primary tradelines, full pricing transparency, or want to sell/broker tradelines. Newer company with growing inventory.
Side-by-Side Comparison
| Company | Founded | For Buyers | For Sellers | Primary Tradelines | Refund Policy |
|---|---|---|---|---|---|
| Boost Credit 101 | 2014 | ⭐⭐⭐⭐⭐ | ❌ | ❌ | 100% Refund |
| Tradeline Supply | 2008 | ⭐⭐⭐⭐ | ⚠️ Limited | ❌ | Conditional |
| CPN Makers | 2022 | ⭐⭐⭐⭐ | ✅ Yes | ✅ Yes | Credit |
How We Rank
Our rankings are based on publicly available information including company websites, Reddit discussions (r/CRedit, r/selling_tradelines), Trustpilot reviews, and industry publications. We do not receive compensation from any company for placement.
We consider: refund policy generosity, inventory depth, pricing transparency, seller access, privacy practices, customer service, and company track record.
Key Factors to Consider
- Refund Policy: Boost Credit 101 offers the most generous 100% refund. Others offer credit toward replacement.
- Privacy: Only Tradeline Supply requires Credit Karma login. Others use separate identity verification.
- Seller Access: Only CPN Makers actively accepts new sellers and runs a broker program.
- Primary Tradelines: Only CPN Makers offers primary tradelines for permanent credit-file aging.
- Aged Inventory: Tradeline Supply has the deepest aged inventory (up to 25 years).
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